Studying Abroad and Financial Aid
The University of Missouri St. Louis (UM-St. Louis) Center for International Studies (CIS) offers many programs for oversees study which provide students with a wide range of academic and cultural experiences. UM-St. Louis students who apply for financial aid and are awarded may receive it while studying abroad. However, students must meet minimum enrollment requirements during their term(s) abroad. The Office of Student Financial Aid works in conjunction with CIS in an effort to assist students interested in studying abroad, receive their financial aid and other eligible assistance and to make the study abroad program possible.
Students should begin the application process at CIS. The Center for International Studies is located at 261 Millennium Student Center (MSC), St. Louis, MO 63121. Phone (314) 516-6497, FAX (314) 516-5636.
Most programs require an essay, an official transcript and letters of recommendation. The application and recommendation forms are available in the Study Abroad Office. Detailed instructions are provided with each study abroad application packet.
The next stop for students interested in applying for financial aid should be the Office of Student Financial Aid- 327 MSC. Students already receiving financial aid should talk to the Study Abroad Coordinator. Students who have not yet applied should complete a Free Application for Federal Student Aid (FAFSA) and submit it per the instructions. Study abroad students must follow regular guidelines, procedures and deadlines for receiving financial aid.
Costs for studying abroad depend on the services provided and the country and city of study. These costs are established through CIS, which sends official program budgets to the Office of Student Financial Aid. Students may obtain a copy of the program budget from CIS. The financial aid office will calculate your overall financial need using the program budget and FAFSA information.
Financial Aid Deadlines
Students must have a complete financial aid file with the financial aid office by following deadlines in order to receive aid in a timely manner. Conversely, your aid may be delayed.
|Term of Study||FAFSA Deadline|
|Fall Term||Mid June|
|Spring Term||Mid October|
|Summer Term||Mid March|
Financial Aid Awards
Financial aid is awarded to students in a package, which may be a combination of grants, scholarships, Federal Stafford Loans and/or Federal PLUS loans (loans for parents with dependent as a student). The above mentioned are the primary funding sources available to students studying abroad.
Disbursement of Financial
Financial aid packages are disbursed to recipients after the Office of Student Financial aid receives certification from CIS that the student is enrolled in a legitimate program, for a required number of credit hours. Students are responsible for keeping contact with CIS regarding the program acceptance. Financial aid can be disbursed, at the earliest, 7 days prior to the start of the semester. Before leaving the country, you must arrange for receipt of your funds. Direct deposit can be arranged through the Cashier's Office 285 MSC, so that any excess funds would be credited directly to your checking account and allow access to your funds with your ATM card. Additionally, if you are a first-time borrower, you must sign your required promissory note and complete Entrance Counseling. Additional promissory notes may be required for both first-time borrowers and previous borrowers, if you are receiving other types of loans.