Applying for Financial Aid
Visiting and Non-Degree Students
Financial Aid Basics
Glossary of Terms
Satisfactory Academic Progress
Scholarships and Grants
Find a Scholarship
Apply for a Scholarship
State of Missouri Grants and Scholarships
Writing Thank You Notes to Your Scholarship Donor
UMSL Net Price Calculator
Loans are sources of financial assistance that allow you to spread the cost of education over time. All need-based financial aid awards will include loans. Students are not required to accept the loan portion of their financial aid packages. However, we will not offer additional grant or scholarship assistance to students who turn down their loans. Loans are serious legal obligations, which must be repaid. Please be aware there are limits to the amount of Direct Loans that can be borrowed while seeking your degree. For more information about the Direct Loan Program, please visit the the Direct Loans page on our website or studentloans.gov from the US Department of Education.
We urge all first-time borrowers to spend some extra time learning about the loan process so that they can make informed choices throughout their education.