Adam Emig, CFA, CAIA
Vice President, Senior Investment Analyst at Commerce Trust
Adam is a senior investment research analyst for Commerce Trust, responsible for manager due diligence covering liquid alternatives and taxable fixed income managers and co-leading the Commerce private investment program.
Adam joined Commerce Trust in 2020. He previously worked for five years at Mercy Investment Services, the asset management firm for the Sisters of Mercy of the Americas, where he served as senior investment analyst, helping manage the organization’s private market, hedge fund, equity and fixed income investments. Additionally, Adam spent seven years at Scottrade, Inc., in various capacities.
Adam holds both the Chartered Financial Analyst® and Chartered Alternative Investment Analyst designations. Adam volunteers at and serves as president of the Robert L. Emig Foundation, which promotes the well-being of at-need youth through sports and education.
Morgan Koenig, CFA, CAIA
Senior Vice President, Portfolio Manager at Enterprise Bank & Trust
Morgan serves as a Portfolio Manager at Enterprise Bank & Trust and has worked in the investment industry since 2002. Prior to joining Enterprise in 2019, Morgan was a Portfolio Manager and Research Analyst for Wedgewood Partners, Inc., where she was a member of the team responsible for Wedgewood’s Large Cap Focused Growth product. Prior to Wedgewood, Morgan worked at Apollo Capital Management as a Senior Hedge Fund Analyst, where she led a team responsible for the performance calculations for a hedge fund of funds structure.
Morgan received her Bachelor of Science in Business Administration with an emphasis in Finance with honors from the University of Missouri-St. Louis and has a minor in Accounting. Morgan is a CFA Charterholder and CAIA Charterholder. She is a member of the St. Louis CFA Society, as well as the St. Louis Women in Investments Network.
Morgan volunteers as a member of the UMSL Business Finance Advisory Board.
Timothy Side, CFA
Director of Investments at Larson Financial
Tim is the Director of Investments at Larson Financial Group, where he leads the firm's investment platform, overseeing investment solutions, asset allocation, and a team of research and trading professionals. Prior to joining Larson in 2026, he served as Director of Investment Strategy at Moneta Group, a St. Louis-based RIA, where he oversaw asset allocation and managed firmwide model portfolios across public and private markets.
Tim holds a Bachelor of Science in Business Administration with an emphasis in Finance and a Bachelor of Science in Economics, both from the University of Missouri–St. Louis. He holds the Chartered Financial Analyst ® designation and is a member of the CFA Institute and the CFA Society of St. Louis.
Sean Stout, MBA, CFA, CFP
Senior Vice President & Regional Chief Investment Officer at Central Trust
Sean serves as Senior Vice President and Regional Chief Investment Officer at the Central Trust Company, providing investment leadership for a region with over $3 billion in assets under management. His responsibilities span investment strategy, risk management, business development and leadership across the region and company. He additionally manages over $370 million in assets for key clients.
As a member of the firm’s Asset Allocation Committee, Sean helps guide portfolio positioning and investment selection decisions. He manages a team of portfolio managers to strengthen investment discipline, wealth management strategies and translate market developments into implementable strategies aligned with clients’ best interests.
Sean holds the Chartered Financial Analyst ® designation and Certified Financial Planner ® certification. He has served as the President for the CFA Society of St. Louis where he remains a committed member to the board. Sean received his Bachelors of Arts from the University of Tennessee and Masters of Business Administration from the University of North Florida.
Matthew Wofford, CFA
Senior Analyst in Investment Management at Edward Jones
Matthew Wofford joined Edward Jones in 2010 and is a senior member of the Investment Manager Research department. In this role is responsible for research and recommendations across a variety of fixed income asset classes.
Matthew began his career in the corporate finance department of Forest Pharmaceuticals. Subsequently, he joined Gallatin Asset Management and spent several years in equity and fixed income research. Additionally, he was responsible for providing economic and market commentary to clients of the firm's various investment programs.
He earned a Bachelor of Science in business administration with an emphasis in finance, and his MBA, both from Saint Louis University. He holds the Chartered Financial Analyst®, CFA, designation and is member of the CFA Institute and CFA Society of St. Louis.
Moderator:
Mike Clark
Student Investment Trust President at the University of Missouri–St. Louis
Michael “Mike” Clark is a junior at the University of Missouri–St. Louis pursuing a Bachelor of Science in Accounting and a Bachelor of Science in Business Administration with an emphasis in Finance. He currently serves as President of the Student Investment Trust (SIT), where he helps lead a student-managed, real-money investment portfolio and promotes experiential learning in equity research and portfolio management.
Mike previously served as an Accounting Intern at Enterprise Mobility and will return in Summer 2026. He is also scheduled to complete a Spring 2027 Audit Internship with Anders CPAs + Advisors. He plans to continue his education through UMSL’s Accelerated Master’s in Fintech pathway and ultimately build a career in public accounting and finance.
Outside of academics, Mike enjoys running, golf, and following Premier League soccer.
Steven Bender
Vice President of Commercial Lending at Commerce Bank
Steven Bender is Vice President of Commercial Lending at Commerce Bank, specializing in Commercial Dealer Services. He partners with franchised automotive dealerships throughout the Midwest, providing inventory financing solutions and a full suite of commercial banking services to support dealership growth and profitability.
Steven began his banking career with Commerce Bank in 2017 as a Credit Analyst in the bank's Commercial Trainee Program. In 2018, he was promoted to Portfolio Manager within the St. Louis Business Banking Group, where he managed a diverse portfolio of commercial clients and developed expertise in credit underwriting, risk management, and relationship development.
In 2022, Steven transitioned into a specialty role as Assistant Vice President and Relationship Manager within Commercial Dealer Services. He was promoted to Manager in 2026 and now leads the bank's sales efforts within the Dealer Services division, helping automotive retailers access customized financing solutions and strategic banking partnerships.
Steven earned a Bachelor of Science in Business Administration with an emphasis in Finance from the University of Missouri-St. Louis (UMSL). He is actively involved with several automotive industry associations, including the Missouri Automobile Dealers Association.
Matthew J. Lynch
Senior Commercial Relationship Manager at CommunityAmerica Credit Union
With more than 40 years in banking, I’ve built a career focused on helping businesses grow and succeed. I began as a part-time teller while in graduate school, moved into branch management, and ultimately found my passion in commercial lending. Along the way, I’ve managed a Small Business Lending Group, earned my Certified Treasury Professional designation, and helped establish a family-owned bank’s commercial banking presence in St. Louis, including achieving SBA Certified Lender status. More recently, I joined CommunityAmerica as the first commercial banker in the St. Louis market and helped grow the team.
I often describe myself as a “Swiss Army knife” in commercial banking because of my experience across a wide range of lending types and industries. I especially enjoy working with clients in professional services, manufacturing, and commercial real estate. My approach is centered on education, transparency, and collaboration—helping clients understand the lending process, set realistic expectations, and position themselves for success.
Outside of work, I enjoy spending time with my wife, two daughters, and four grandsons. I’ve also been active in the community through nonprofit leadership and volunteer work with organizations including United Way, the Multiple Sclerosis Society, and Old Newsboys Day. One piece of advice I often share with business owners is simple: borrow as little as you need, repay as quickly as you can, and never let debt work against you. Helping people and businesses achieve success remains one of the most rewarding parts of what I do.
Katie Seibel
Senior Vice President of Commercial Lending at Central Bank
Katie Seibel is a Senior Vice President of Commercial Lending for Central Bank, where she has built a distinguished career spanning more than 14 years. She specializes in commercial real estate lending and is committed to helping businesses and investors achieve their goals. Katie began her career at Central Bank in 2012 as a Credit Analyst and was promoted to Commercial Lender in 2015. In recognition of her leadership and expertise she was promoted to Senior Vice President in 2022. Prior to joining Central Bank, Katie spent two years at Edward Jones.
Katie earned a Bachelor of Science in Finance from Missouri State University, graduating Summa Cum Laude. Katie is actively involved in several organizations throughout the St. Louis metro area. She currently serves as Secretary and Treasurer for Better Living Communities, Chair of the Investment Committee for St. Louis Equity Fund Inc., and is a member of Commercial Real Estate Women (CREW).
Matthew Tobben
Vice President of Commercial Lending at Triad Bank
Matthew is the Vice President of Commercial Lending at Triad Bank. He also serves on the Finance & Legal Studies Advisory Council for the Ed G. Smith College of Business at UMSL.
Moderator:
Owen Grater
Finance Club Chief Partnerships Officer at the University of Missouri–St. Louis
Owen Grater is a finance student at the University of Missouri–St. Louis. He serves at the Chief Partnerships Officer in the Finance Club and is an active member of the Student Investment Trust management team.
