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Reverse Transfer FAQs

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Here are some common questions about Missouri Reverse Transfer (MRT). If your questions aren't listed here, please contact the UMSL MRT Coordinator for further assistance.

What is reverse transfer?
Reverse transfer is the process of allowing students who have completed credits for an associate degree to earn that degree even if they have transferred to a different university or have stopped out of higher education altogether.

Who is eligible for reverse transfer?
A student must have earned a minimum of 15 credit hours at a single two-year institution to be eligible for an MRT associate degree. Students are not eligible for the program if they currently possess an associate degree or higher.

What institutions participate in MRT?
All Missouri public higher education institutions are required by statute to participate in the MRT program. Independent institutions are invited to participate in the MRT. Any independent institution that terminates its participation in the MRT will continue to honor the agreement for their students with active agreements. Additionally, the submission of necessary student data is a condition of participation in the MRT.

What is the “degree-granting" institution?
The degree-granting institution is the university that will award the MRT student with an associate degree. The DGI will count the student in its yearly graduation report. If two or more institutions have the same number of transferable credits to the four-year institution, the most recently attended institution shall be the DGI. If multiple options still exist at this point, the student will be asked for their DGI preference.

What is the “host" institution?
The host institution is the institution which transfers credits back to the degree-granting institution. The host institution may be either a four-year or a two-year institution.

What is the responsibility of the degree-granting institution?
The degree-granting institution is responsible for reviewing the eligible MRT student’s records and awarding the degree. They are required to submit a final transcript noting conferment to the host institution at no charge to the student. The degree-granting institution is responsible for closing the student out of the MRT program, and providing any notifications and/or updates to the MRT student.

What is the responsibility of the host institution?
The host institution must identify students eligible for the MRT program and inform the degree-granting institution of the student’s desire to participate in the program. The host institution agrees to submit all necessary transcripts to the degree-granting institution without charge to the student. The host institution must also monitor and report on the students who opt-out of MRT.

What is the reverse transfer process?
All institutions will use an automated search to identify inactive students who have completed 15 hours with a single institution but never completed a degree. The host institution will contact those students and introduce them to the MRT program. The transcripts of students who opt to participate in MRT will be sent electronically by the host institution to the degree-granting institution. Transcripts will be sent at established intervals after the initial submission (e.g., annually). The release of transcripts will be in accordance with the host institution’s policies, and the acceptance of transfer credit will be determined by the degree-granting institution. The degree-granting institution will determine the requirements for degree completion and inform the student. Degree-granting institutions are encouraged to substitute any institution-unique course requirements, especially those that require a student to be physically present on campus. When the degree is awarded by the degree-granting institution, it will send an official transcript noting conferment to the host institution.

Is an associate degree obtained through MRT different from any other associate degrees?
No.

How do students participate in MRT?
All students wishing to participate in MRT are required to opt-in to the program. By doing so, the student agrees to the exchange of transcript information between the host and degree-granting institutions and is automatically declared for degree candidacy.

Can students opt-out of MRT?
If a student graduates from the host institution, is no longer actively enrolled, or self-identifies to be removed from the program, they are opted-out of the MRT program.

Do students have an appeal process if they are not satisfied with MRT?
If MRT decisions are made that are not acceptable to the student, the student is allowed to appeal by contacting the articulation and transfer officer at the degree-granting institution.

Is there a time limit for students to complete their degree requirements in the MRT program?
There is no time limit for students completing the associate degree through the MRT program. Students will remain in the program as long as they are continuously enrolled at the host institution.