The financial impact of COVID-19 is unfolding daily and we understand the impact on our students is real and significant. Our students' stability and ability to continue being successful is of the utmost importance to us and we will continue to be here to support you and assist in navigating this situation.

There are financial resources currently available and coming available daily that may be able to assist with your needs. Below you will find a list of current opportunities that you can *This is not a comprehensive list

We will make every attempt to update this list regularly, but the nature of this pandemic and the national, state, and community response to people’s needs is unpredictable and rapidly changing.   

You can also conduct your own search and research at any time. Here are some tips:

  • Search
  • Use Key words
  • Make phone calls
  • Contact your providers/lenders directly – call and ask what options you have and offer to send  documentation  of your job/wage loss


UMSL Resources 

Triton Emergency Fund- If you are currently experiencing a financial hardship or emergency due to COVID-19 that is impacting your ability to be a successful student, please click on HERE to apply for support from this fund. 

UMSL Financial Aid-  will be able to assist you in determining if you are eligible for additional aid/grants/scholarships if your financial situation has changed since you did your last FAFSA. Please contact them directly HERE.


Apply for Unemployment: if you have recently lost your job or are furloughed due to COVID-19, please visit the unemployment Missouri government website. Before applying you will likley need documentation from your previous employer. The Department of Labor has the most up to date information on new legislation passed regarding assistance.

Unemployment Insuracne Provisions in the Coronavirus Aid, Relief, and Economic Security (CARES) Act: Fact Sheet

Utility Assistance 

Ameren Clean Slate Program - The program is designed to help income-eligible customers. You must pay 25% of your bill. For details and eligibility, click HERE.

Spire Energy Assistance: Apply directly with them HERE.

  • Spire Catch Up Program: if your income has been impacted by COVID, you may be eligible for additional payment assistance. Click HERE for more information.
  • Medical Emergency Program: If a service disconnection could put you or someone who lives with you at risk of a medical emergency, we’d like to know. That way, we can help you sign up for our Medical Emergency Program. Once signed up, we’ll delay a service disconnection for up to 21 days if your bill isn’t paid on time. You can enroll online today. Enroll here
  • Cold Weather Plan: The cold weather plan (based on the Missouri Cold Weather Rule) provides for the most lenient payment plan available for customers who have fallen behind on their accounts or need to reconnect their service. Eligible customers may enroll from November 1 through March 31 each year. You simply make an initial payment and then begin a monthly payment plan. The percentage you pay upfront can vary based on previous cold weather plan enrollment and payment history. You can set up this payment plan anytime by calling us or signing in to your account online. Enroll here
  • Red Tag Repair Program: Your safety comes first. So if your heating equipment or piping has been "red-tagged" and you're struggling to afford the needed repairs, you can receive up to $1,000 in assistance if you qualify for the program. Find your local community action agency to get started. Qualifications vary depending on the agency.

St. Vinvent de Paul: offers utility and rent assistance. Please see HERE for steps to apply.

Heat Up Saint Louis: is currently paying electric bills. Go to this link - all you need to do is provide your name, address, and your account number. It usually takes about a week for them to pay out.

LIHEAPLow Income Home Energy Assistance Program (LIHEAP) can help you in two ways: Energy Assistance/Regular Heating (EA) and Energy Crisis Intervention Program (ECIP). Energy Assistance (EA) helps you with a one-time payment for your primary heating bills from November through March. The Energy Crisis Intervention Program (ECIP) helps pay your fuel bill when your energy is shut off, or is threatened to be shut off, even if you have not received a shut off notice. The amount of help you receive is based on the amount of money needed to settle your crisis with the energy provider.

The ECIP is available during the following months:

  • Winter ECIP is available November through May based on funding; the maximum amount you could receive is $800
  • Summer ECIP is available June through October based on funding; the maximum amount you could receive is $600

To apply for LIHEAP assistance click here. Scroll down, the application is located under, “How Do I Apply”. If you do not have access to a printer, you can call 855-373-4636 and they will mail you a copy. Completed applications should be mailed to your local LIHEAP agency. The list of agencies is located on the last page of the LIHEAP application by your county of residence.

Community Resources 

St. Louis City CARES - Rental & Mortgage Assistance Program: funds available to assist City residents with their rental & mortgage payments. All forms of assistance will be made directly to the landlord/lender. Find eligibility and application HERE.

St. Louis County CARES: resource including utility assistance, rental assistance, and internet HERE.

Southern Smoke Emergency Relief Program: provides emergency funding to those employed by or own restaurants or bars or are employed by a restaurant or bar supplier that are faced unforeseen expenses that cannot or will not be covered by insurance Click HERE for more inforamtion and to apply.

Jewish Federation of St. Louis: if you have been impacted by COVID, you may be eligible for assistance with things like medication, medical bills, rent/mortgage, groceries, utilities, and technology. Please call 314.993.1000 or visit Jewish Federation of St. Louis' website for more information.