The Center for Excellence in Financial Counseling keeps abreast of changing trends in relationship to student loan debt, repayment options, the consequences for the borrowers related to delinquency or default on student loans, and the impact of student loan debt on financial capability and the nation’s economy. Many relevant studies, reports and political activities are discussed in the news media. CEFC will post links on a regular basis to articles of interest to student loan borrowers, educators and counselors.

Student Loan Debt

Forbes, Personal Finance, March 25, 2016
"Getting Out of College Debt: Four Strategies"
http://www.forbes.com/sites/johnwasik/2016/03/25/getting-out-of-college-debt-four-strategies/#57ddfd1d57da

Forbes, Personal Finance, February 27, 2016
"The Single-Worst College Loan Repayment Move"
http://www.forbes.com/sites/johnwasik/2016/02/27/the-single-worst-college-loan-repayment-move/#6dbcaf2e02b1

Washington Center for Equitable Growth with data made possible by Generation Progress and the Higher Ed, Not Debt partners, December 2015
“An Introduction to the Geography of Student Debt”
http://www.mappingstudentdebt.org/#/map-1-an-introduction

Joint Center for Housing Studies of Harvard University, Research Brief, November 2015
“Student Loan Debt and the Housing Decisions of Young Households”
http://www.jchs.harvard.edu/research/publications/student-loan-debt-and-housing-decisions-young-households

Time, October 27, 2015
“Federal Student Loans Just Got Easier to Repay”
http://time.com/money/4089638/student-loans-income-based/

Forbes, October 25, 2015
“Why Student Loans Are So Difficult To Discharge In Bankruptcy”
http://www.forbes.com/sites#/sites/stephendash/2015/10/25/why-student-loans-are-so-difficult-to-discharge-in-bankruptcy/

Daily Herald, October 25, 2015
“How SALT teaches students about college debt before problems arise”
http://www.dailyherald.com/article/20151025/business/151029580/

United Press International, October 24, 2015
“Report: Recent college grads won’t retire until age 75”
http://www.upi.com/Top_News/US/2015/10/24/Report-Recent-college-grads-wont-retire-until-age-75/8801445707656/

Time, October 23, 2015
“7 Things You Can Do To Avoid Student Loan Headaches”
http://time.com/money/4080318/how-to-avoid-student-loan-billing-problems/#money/4080318/how-to-avoid-student-loan-billing-problems/

Politico, October 23, 2015
“Aging with student debt”
http://www.politico.com/tipsheets/morning-education/2015/10/aging-with-student-debt-election-day-in-louisiana-calling-college-bound-veterans-210892

The New York Times, October 16, 2015
"How to Approach Student Loans, as First Payments Come Due"
http://www.nytimes.com/2015/10/17/your-money/how-to-approach-student-loans-as-first-payments-come-due.html?_r=0

The New York Times, October 7, 2015
"Student Debt Is Worse Than You Think"
http://www.nytimes.com/2015/10/08/upshot/student-debt-is-worse-than-you-think.html?ref=education&_r=1

The New York Times, Editorial, October 7, 2015
"Why Student Debtors Go Unrescued"
http://www.nytimes.com/2015/10/07/opinion/why-student-debtors-go-unrescued.html?emc=eta1

The Wall Street Journal, October 5, 2015
"The Alarming Facts About Millennials and Debt"
http://blogs.wsj.com/experts/2015/10/05/the-alarming-facts-about-millennials-and-debt/tab/print/

The Chronicle of Higher Education, September 3, 2014
"How Much Student-Loan Debt Is Too Much?”
http://chronicle.com/article/How-Much-Student-Loan-Debt-Is/148583/

The Chronicle of Higher Education, Commentary, October 21, 2014
“People Who Hold Federal Loans Deserve to Know All Their Options”
http://chronicle.com/article/Federal-Loan-Holders-Deserve/142487/

The Washington Post, Blog, August 5, 2014
“Map: Where the average student loan burden is largest”
http://www.washingtonpost.com/blogs/govbeat/wp/2014/05/08/map-where-the-average-student-loan-burden-is-largest/

The Chronicle of Higher Education, News, June 10, 2014
“Obama’s Loan-Debt Relief Might Not Reach the Neediest Borrowers”
http://chronicle.com/article/Obama-s-Loan-Debt-Relief/147001/

The Motley Fool, Commentary, July 21, 2014
“The Real Crisis with U.S. Student Debt No One Is Talking About”
http://www.fool.com/investing/general/2014/07/20/the-real-crisis-with-us-student-debt-no-one-is-tal.aspx

The Huffington Post, August 7, 2014
“Student Debt May Damage Grads’ Lives More Than We Realize, Gallup Finds”
http://www.huffingtonpost.com/2014/08/06/student-debt-well-being_n_5656265.html

GALLUP: Well-Being, September 18, 2014
“Black College Grads More Likely to Graduate with Debt”
http://www.gallup.com/poll/176051/black-college-graduates-likely-graduate-debt.aspx

Housing Market Affected by Student Loan Debt

Forbes, Education, August 31, 2014
“The True Impact of Student Loans on Credit and Home Ownership”
http://www.forbes.com/sites/reynagobel/2014/08/30/the-true-impact-of-student-loans-on-credit-and-home-ownership/

The Los Angeles Times, Real Estate, September 23, 2014
“Student loan debt curbs housing market by $83 billion, study says”
http://www.latimes.com/business/realestate/la-fi-student-loan-debt-housing-market-20140922-story.html

Bloomberg Businessweek, Research, September 23, 2014
“We Don’t Actually Know If Student Debt Will End Your Home Buying Dreams”
http://www.businessweek.com/articles/2014-09-23/we-dont-actually-know-if-student-debt-will-end-your-home-buying-dreams

Seniors and Student Loan Debt

Consumer Affairs, August 18, 2014
“Older consumers still paying off college loans”
http://www.consumeraffairs.com/news/older-consumers-still-paying-off-college-loans-081814.html

Education Dive, September 16, 2014
“9 reasons seniors could force a student loan debt solution”
http://www.educationdive.com/news/9-reasons-seniors-could-force-a-student-loan-debt-solution/308948/

Main Street, Financial Planning, September 12, 2014
“44% of College Students Don’t Expect to Clear Debt Until 50”
http://www.mainstreet.com/article/44-of-college-students-dont-expect-to-clear-debt-until-50