Stafford Loan Limits
DEPENDENT UNDERGRADUATES
| Subsidized | Total Subsidized & Unsubsidized | |
| Grade Level 1 | $3,500 | $5,500 |
| Grade Level 2 | $4,500 | $6,500 |
| Grade Level 3 and Beyond | $5,500 | $7,500 |
INDEPENDENT UNDERGRADUATES
(and those students whose parents are unable to borrow under the PLUS program)
| Subsidized | Total Subsidized & Unsubsidized | |
| Grade Level 1 | $3,500 | $9,500 |
| Grade Level 2 | $4,500 | $10,500 |
| Grade Level 3 and Beyond | $5,500 | $12,500 |
GRADUATE STUDENTS
| Subsidized | Total Subsidized & Unsubsidized | |
| Any Level | $8,500 | $20,500 |
PROFESSIONAL (OPTOMETRY) STUDENTS
| Subsidized | Total Subsidized & Unsubsidized | |
| Any Level | $8,500 | $32,000 |
AGGREGATE AMOUNTS
| Subsidized | Total Subsidized & Unsubsidized | |
| DEPENDENT UNDERGRADUATES | $23,000 | $31,000 |
| INDEPENDENT UNDERGRADUATES (and those whose parents are unable to borrow under the PLUS program) | $23,000 | $57,500 |
GRADUATE STUDENTS |
$65,500 | $138,500 |
| PROFESSIONAL (OPTOMETRY) STUDENTS | $65,500 | $224,000 |
All undergraduate annual loan limits are subject to pro-ration.
If the borrower does not have financial need for a Subsidized Loan using expected family contribution (EFC), or has reached the aggregate limit in Subsidized Loans, the borrower may receive this entire amount in Unsubsidized Loans assuming he or she has remaining eligibility for the loan.